A Boston North Shore homeowners insurance policy is a must. Natural disasters, fires and other perils can cause us to lose everything. Claims adjustors and restoration contractors often hear people say, “I never thought this would happen to me.” And while we can only do so much to protect our homes and possessions against loss, there are steps we can take to make sure they are replaced. Few people know exactly what they own. Therefore, they can’t remember or don’t always list everything in the event of a loss. Without a home inventory, it’s almost impossible to prove your losses to the insurance company.

Your Boston North Shore Homeowners Insurance Checklist

When a fire or a natural disaster occurs, often the event is so stressful people are preoccupied with so many other things they forget about some possessions or incidental items. Boston North Shore homeowners insurance experts encourage you to create a complete home inventory. You can do this in a few different ways. There are free software programs available for download that will help. You can also take videos of your possessions and dictate the price and date of purchase. Take photos and store them in the “cloud” on the Web, in a safe deposit box, at the office, or at a friend’s or relative’s house.

List your possessions individually and keep the list organized and categorized with headings such as “Furnishings,” “Accessories,” “Clothing,” etc. Having an inventory and listing your possessions in checklist format will help you if you have a partial loss, theft or other claim.

Remember, having a home inventory may mean the difference in being fully reimbursed or not. Don’t suffer loss a second time. Heed this Boston North Shore homeowners insurance suggestion today… you may be glad you did tomorrow.
See more news pertaining to Boston North Shore homeowners insurance under our Boston North Shore Insurance section of articles to your right just below our Boston North Shore Real Estate Categories. We also post tips on Facebook and Twitter. Follow us there for many other real estate related news articles and tips, as well.
Also of Interest -  Boston North Shore Insurance: Is Solar Costly?